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元大人壽最近推出很棒的實支實付險--享有心住院醫療健康保險附約(JR)
非常特別的是住院醫療費用包含住院病房費差額!!
以下以2計畫舉例 :
假設住院10天，即使住1萬的病房也可以，會理賠10萬，
再加上住院日額1000x10天，所以總共會賠11萬!!
簡單說，在保額內(2計畫是20萬)，幾乎住多高的病房、VIP病房都是可以的!!
住院醫療費用的理賠範圍包含門診手術衍生的其它費用，比如人工水晶體等。
不過，當然也不是完美的，若是住院期間有一些材料費、藥費等雜費，就要
注意共用額度了。
手術費用的理賠範圍很大包含門診手術費，而且不會像其它公司有手術表的百
分比(=打折)，所以手術費理賠的部分也很優異!!
實支險大部分是附約，這商品也不例外，推薦最低保費的主約是幸扶一世雙重
照護保險(30年期)
| 性別 | 男 | ||
| 年齡/險種 | 幸扶一世 | 享有心 | 合計 |
| 40萬 | 2計畫 | ||
| 0 | 2,040 | 3,308 | 5,348 |
| 1 | 2,080 | 3,308 | 5,388 |
| 2 | 2,120 | 3,308 | 5,428 |
| 3 | 2,160 | 3,308 | 5,468 |
| 4 | 2,200 | 3,308 | 5,508 |
| 5 | 2,240 | 3,308 | 5,548 |
| 6 | 2,280 | 3,308 | 5,588 |
| 7 | 2,320 | 3,308 | 5,628 |
| 8 | 2,400 | 3,308 | 5,708 |
| 9 | 2,480 | 3,308 | 5,788 |
| 10 | 2,560 | 3,308 | 5,868 |
| 11 | 2,600 | 3,308 | 5,908 |
| 12 | 2,640 | 3,308 | 5,948 |
| 13 | 2,680 | 3,308 | 5,988 |
| 14 | 2,760 | 3,308 | 6,068 |
| 15 | 2,840 | 3,331 | 6,171 |
| 16 | 2,920 | 3,331 | 6,251 |
| 17 | 3,000 | 3,331 | 6,331 |
| 18 | 3,080 | 3,331 | 6,411 |
| 19 | 3,160 | 3,331 | 6,491 |
| 20 | 3,240 | 3,331 | 6,571 |
| 21 | 3,320 | 3,331 | 6,651 |
| 22 | 3,400 | 3,331 | 6,731 |
| 23 | 3,480 | 3,331 | 6,811 |
| 24 | 3,560 | 3,331 | 6,891 |
| 25 | 3,640 | 3,816 | 7,456 |
| 26 | 3,720 | 3,816 | 7,536 |
| 27 | 3,800 | 3,816 | 7,616 |
| 28 | 3,880 | 3,816 | 7,696 |
| 29 | 3,960 | 3,816 | 7,776 |
| 30 | 4,040 | 3,816 | 7,856 |
| 31 | 4,120 | 3,816 | 7,936 |
| 32 | 4,200 | 3,816 | 8,016 |
| 33 | 4,280 | 3,816 | 8,096 |
| 34 | 4,360 | 3,816 | 8,176 |
| 35 | 4,440 | 8,303 | 12,743 |
| 36 | 4,520 | 8,303 | 12,823 |
| 37 | 4,640 | 8,303 | 12,943 |
| 38 | 4,760 | 8,303 | 13,063 |
| 39 | 4,880 | 8,303 | 13,183 |
| 40 | 5,000 | 8,303 | 13,303 |
| 41 | 5,080 | 8,303 | 13,383 |
| 42 | 5,160 | 8,303 | 13,463 |
| 43 | 5,240 | 8,303 | 13,543 |
| 44 | 5,320 | 8,303 | 13,623 |
| 45 | 5,400 | 11,503 | 16,903 |
| 46 | 5,520 | 11,503 | 17,023 |
| 47 | 5,640 | 11,503 | 17,143 |
| 48 | 5,760 | 11,503 | 17,263 |
| 49 | 5,880 | 11,503 | 17,383 |
| 50 | 6,000 | 11,503 | 17,503 |
| 性別 | 女 | |||
| 年齡/險種 | 幸扶一世 | 享有心 | 
|
|
| 40萬 | 2計畫 | |||
| 0 | 1,560 | 2,911 | 4,471 | |
| 1 | 1,600 | 2,911 | 4,511 | |
| 2 | 1,640 | 2,911 | 4,551 | |
| 3 | 1,680 | 2,911 | 4,591 | |
| 4 | 1,720 | 2,911 | 4,631 | |
| 5 | 1,760 | 2,911 | 4,671 | |
| 6 | 1,800 | 2,911 | 4,711 | |
| 7 | 1,840 | 2,911 | 4,751 | |
| 8 | 1,880 | 2,911 | 4,791 | |
| 9 | 2,000 | 2,911 | 4,911 | |
| 10 | 2,040 | 2,911 | 4,951 | |
| 11 | 2,080 | 2,911 | 4,991 | |
| 12 | 2,120 | 2,911 | 5,031 | |
| 13 | 2,160 | 2,911 | 5,071 | |
| 14 | 2,200 | 2,911 | 5,111 | |
| 15 | 2,200 | 2,913 | 5,113 | |
| 16 | 2,280 | 2,913 | 5,193 | |
| 17 | 2,360 | 2,913 | 5,273 | |
| 18 | 2,440 | 2,913 | 5,353 | |
| 19 | 2,520 | 2,913 | 5,433 | |
| 20 | 2,600 | 2,913 | 5,513 | |
| 21 | 2,640 | 2,913 | 5,553 | |
| 22 | 2,680 | 2,913 | 5,593 | |
| 23 | 2,720 | 2,913 | 5,633 | |
| 24 | 2,800 | 2,913 | 5,713 | |
| 25 | 2,880 | 6,468 | 9,348 | |
| 26 | 2,960 | 6,468 | 9,428 | |
| 27 | 3,040 | 6,468 | 9,508 | |
| 28 | 3,120 | 6,468 | 9,588 | |
| 29 | 3,200 | 6,468 | 9,668 | |
| 30 | 3,280 | 6,468 | 9,748 | |
| 31 | 3,360 | 6,468 | 9,828 | |
| 32 | 3,440 | 6,468 | 9,908 | |
| 33 | 3,520 | 6,468 | 9,988 | |
| 34 | 3,600 | 6,468 | 10,068 | |
| 35 | 3,680 | 7,006 | 10,686 | |
| 36 | 3,760 | 7,006 | 10,766 | |
| 37 | 3,840 | 7,006 | 10,846 | |
| 38 | 3,920 | 7,006 | 10,926 | |
| 39 | 4,040 | 7,006 | 11,046 | |
| 40 | 4,160 | 7,006 | 11,166 | |
| 41 | 4,240 | 7,006 | 11,246 | |
| 42 | 4,320 | 7,006 | 11,326 | |
| 43 | 4,400 | 7,006 | 11,406 | |
| 44 | 4,480 | 7,006 | 11,486 | |
| 45 | 4,560 | 7,006 | 11,566 | |
| 46 | 4,680 | 9,171 | 13,851 | |
| 47 | 4,800 | 9,171 | 13,971 | |
| 48 | 4,920 | 9,171 | 14,091 | |
| 49 | 5,040 | 9,171 | 14,211 | |
| 50 | 5,160 | 9,171 | 14,331 | |
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